Health care sharing ministries advertise reimbursements for members’ medical bills. But they are largely unregulated, and most have restrictions on maternity coverage.
I know people who use these type of cost sharing insurance plans, and it works just fine except that there are restrictions like no tobacco users, no drinking alcohol, and you need to do a bit more work to get reimbursed.
I don’t doubt that it works for some, but there’s a lot of uncertainty around whether or not they might reimburse. It’s literally up to them and there are no set rules. If they find that you violated their religious code, you’re out of luck.
I know people who use these type of cost sharing insurance plans, and it works just fine except that there are restrictions like no tobacco users, no drinking alcohol, and you need to do a bit more work to get reimbursed.
I don’t doubt that it works for some, but there’s a lot of uncertainty around whether or not they might reimburse. It’s literally up to them and there are no set rules. If they find that you violated their religious code, you’re out of luck.