• whatwhatwhatwhat@lemmy.world
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    11 months ago

    I have “good” and was offered 9% in early October.

    One good sign is that banks are lowering their rates for longer term CDs. I’m seeing 1 year CDs in the 6% range, but a 5 year CD is more like 2%-3%. This means that the banks expect the fed to lower rates in the next few years.