• pearsaltchocolatebar@discuss.online
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    6 months ago

    There are good plans out there, but most companies won’t offer them, and they’re expensive. I pay $1k a month for my SO to be on mine, but the $250 deductible and $1500 OOP max is pretty nice.

    • RagingRobot@lemmy.world
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      6 months ago

      That’s not a good deal. A good deal would be you pay for insurance and have no deductible or fees to worry about. Insurance is insanely expensive and it just acts like a horrible discount program once you finally need it. It’s a scam

      • lennybird@lemmy.world
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        6 months ago

        Unfortunately in our current system, that is a good deal and platinum level insurance. Even working for a hospital that’s the best you tend to get.

        Yes, we need single payer, though.

    • PsychedSy@lemmy.dbzer0.com
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      6 months ago

      I pay copays. I’ve never paid coinsurance or really know what my deductible is. I think I have one? Not actually sure. I don’t recall what adding a spouse is, but it’s insanely lower than your 1k. I think a full family plan is less than 400/mo. Might be more now.

      I get 10k infusions every two months for $15.