• Hugin@lemmy.world
    link
    fedilink
    arrow-up
    9
    ·
    2 months ago

    Money market or CD is going to have terrible return. You will be lucky to match inflation. Get a low overhead SP 500 index fund. By low overhead I’m taking .15% or less. You should be able to find .125% with a bit of poking around.

    • Asafum@feddit.nl
      link
      fedilink
      arrow-up
      2
      ·
      2 months ago

      5% is terrible? I have 13k in a 9 month CD at 5%

      Almost a year and I get like $600, doesn’t seem so great to me but there’s no risk either I guess :/

      • Hugin@lemmy.world
        link
        fedilink
        arrow-up
        2
        ·
        2 months ago

        Low risk but inflation is above 3% so you are looking at less than 2% effective granted it’s a fairly safe investment.